Our History

Founded in 1946 by Bill Dignan and today known as Diversified Brokerage Specialists, we continue to break new records as a leading brokerage general agency. As a full service insurance and brokerage general agency we build on our history of innovation, expertise and creativity. What started as a disability insurance specialty brokerage has now expanded into full service insurance brokerage general agency and an industry leader in life, disability, long-term care insurance and annuities. Please take a moment to reflect on our long history of achievements. Our proud history defines who we are. Contact us to learn more about our expert support and unmatched service today.

1946 W.R. Dignan Associates, Inc. founded by Bill Dignan.
1947 Introduced the “DA47” Income Protection Policy. Named after Dignan Associates and underwritten by American Casualty Company, the policy was the first to offer lifetime sickness benefits following the great depression.
1948 First to program disability coverage by combining Non-Cancelable (short term benefits) with Yearly Renewable (long term benefits).
1950 Largest writer of Polio insurance in the Midwest.
1954 Introduced the concept of “Key Man Disability” coverage “DAK” (Dignan Associates Keyman) a forerunner of group LTD.
1955 Founded the “Business Overhead Expense” policy first recognized under the Internal Revenue Code.
1956 Wrote the first association group plan offering business overhead expense protection to professionals, to The Cincinnati Dental Society.
1960 Wrote the first Group LTD policy in Cincinnati to Emery Industries.
1968 Wrote the first plan supplementing group LTD with individual Non-Cancelable disability policies for a large Washington DC law firm.
1970 First to offer lifetime specialty “Own Occupation” definition to professionals.
1975 Top ten disability producer with Union Mutual, now UnumProvident
1980 One of the first agencies in the nation to introduce computer generated computer proposals.
1981 Founded Diversified Brokerage Specialists to market universal life insurance.
1989 Contracted with our first term life insurance company, Federal Kemper Life Insurance.
1994 Qualified President's Cabinet with Federal Kemper for life insurance sales and top 5 with Royal Maccabees for disability income sales nationally.
2001 Regional Leader First Colony, now Genworth.
2002 Purchase “Felton McCrary Brokerage” (FMB) a 35 year old Orlando , FL based insurance brokerage.
2003 10th consecutive year Federal Kemper's President's cabinet member. Illinois Mutual DI Leader's Council. Reached over $6,000,000 in disability premium refunds to policyholders from both Illinois Mutual and Royal Maccabees disability insurance premium refund riders.
2004 Finished 7 th nationally with Principal Life for disability insurance sales and again qualified Illinois Mutual DI Leader's Council. Marked 50 years representing Illinois Mutual.
2006 Diversified Brokerage Specialists receives endorsement from The Florida Dental Association allowing discounts on disability insurance to members.
2007 Diversified Brokerage Specialists receives endorsement from The Ohio State Bar allowing discounts on disability insurance to members. DBS also holds endorsements from the Cincinnati Medical and Dental Associations.
2011 Jeffrey D. Mohr, RHU, CLTC elected President of the Cincinnati Chapter on the National Association of Financial Advisors (NAIFA).
2016 Diversified Brokerage Specialists celebrates 70 years of success!