Independent Insurance Support for Agents—80 Years Strong

Since 1946, Diversified Brokerage Specialists has powered agents and advisors across Ohio and beyond with fast quotes, broad carrier access, and hands-on support for every case.

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Your Back-Office Partner for Every Product, Every Client

Whether you’re a life insurance specialist, annuity advisor, or a Medicare-focused agent, your clients trust you to deliver options, clarity, and answers. For over 80 years, DBS has provided the reliable support agents need—from illustrations and proposals to streamlined applications and fast underwriting coordination. We know what it means to be independent, so our team puts your priorities first—helping you serve more clients, with less hassle. From Cincinnati to Miami, agents count on our local roots and national reach to help every case close smoothly.

See How DBS Helps You Serve Clients Better

With Diversified Brokerage Specialists guiding your next step, you get the support, speed, and resources that set you apart. Here’s what makes your experience better.

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Access to 50+ Carriers

Never miss the best deal for your clients—compare options across top-rated insurers and deliver the right policy every time.

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Same-Day Quotes & Illustrations

Fast, accurate illustrations and personalized case designs let you respond quickly and confidently to every inquiry.

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All-in-One Product Portfolio

Serve every need—from life and disability to LTC, annuities, and Medicare—with no gaps, and no need to refer clients away.

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Streamlined Application Process

Our e-application platform (iPipeline) and in-house case managers keep paperwork moving and get your business placed sooner.

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Production Bonus Program

Get rewarded for growth—our incentive program puts more in your pocket as you help more clients.

Our Carriers

Insurance Solutions and Broker Resources—All in One Place

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Life Insurance

Affordable ACA Marketplace and private plan options, simplified for you.

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Disability Insurance

Help clients protect their income and future with personalized DI options from dozens of top carriers. Our team supports every step, from quoting to claims, for both individuals and businesses.

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Long-Term Care Insurance

Give your clients the peace of mind that comes from planning ahead. We simplify LTC design, offer both traditional and hybrid solutions, and manage the entire process with care.

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Annuities

Secure lifetime income solutions with our annuity rate watch, multiple contract types, and expert case support—backed by top compensation and unbiased recommendations.

Broker Tools and Industry Insights at Your Fingertips

Stay current and competitive with our broker resource hub, including quote engines, forms, case status tools, and best-practice guides.

Preserving Assets with Non‑Qualified Funding for Linked‑Benefit Long‑Term Care

For many families, long-term care planning isn’t just about preparing for the unexpected—it’s about protecting the wealth they’ve worked a lifetime to build. Linked-benefit long-term care (LTC)...
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Term vs. Permanent Life Insurance: A Field Guide for Insurance Agents

Quick Summary: Term life insurance is typically the right choice when a client needs affordable, straightforward protection for a specific period — like covering mortgage years or income...
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Understanding GSI Disability Insurance: A Smart Strategy for Business Owners

As a business owner, protecting your income isn’t just about safeguarding your personal finances—it’s about protecting the stability and continuity of your entire organization. Guaranteed Standard...
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Why Independent Agents Need a BGA for Life Insurance (And How to Choose One)

Quick Summary: A Brokerage General Agency (BGA) is a specialist intermediary between independent agents and life insurance carriers that opens doors most agents can’t unlock on their own — better...
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Take the Next Step Toward Smarter, Simpler Brokerage

Agents across Ohio, Florida, Kentucky, and beyond trust Diversified Brokerage Specialists when they want to serve clients better—without the frustration of slow quotes, limited carriers, or back-office delays. Let’s talk about what you need, and we’ll show you how DBS makes brokerage simple and rewarding.