Testimonials

[hms_testimonials]

Current MYGA Rates

Rates Effective 03/07/2025

Carrier

Product

Withdrawals

Issue Ages

High Band

Rate

Low Band

Rate

2yr Rate Guarantee
Silac (B+) Secure Savings Elite 18- 85 $10,000 3.90% $10,000 3.90% None

3yr Rate Guarantee
Athene (A+) MaxRate 0 – 85 $100,000 5.15% $10,000 4.90% INT ONLY
Liberty Bankers (A-) Heritage Elite 18 – 90 $10,000 5.05% $10,000 5.05% None
Equitrust (B++) Certainty Select 0 – 90 $10,000 5.00% $10,000 5.00% INT Only
Clear Spring (A-) Preserve 0 – 90 $100,000 5.00% $5,000 4.70% 10% years 2+

4yr Rate Guarantee
Nassau (B++) Simple Annuity 18 – 85 $5,000 5.25% $5,000 5.25% 5% All Years
Clear Spring (A-) Preserve 0 – 90 $100,000 5.15% $5,000 4.85% 10% years 2+
Sagicor (A-) Milestone MYGA 0 – 89 $75,000 5.00% $25,000 4.75% 10% years 2+

5yr Rate Guarantee
Nassau (B++) MYAnnuity 0 – 85 $10,000 5.50% $10,000 5.50% NONE
Global Atlantic (A) SecureFore 5 0 – 85 $100,000 5.45% $10,000 5.20% 10% All Yrs
Symetra (A) Select Max 0 – 85 $250,000 5.35% $100,000 5.35% INT Only
Clear Spring (A-) Preserve 0 – 90 $100,000 5.35% $5,000 5.05% 10% years 2+

6yr Rate Guarantee
Nassau (B++) MYAnnuity 0 – 85 $10,000 5.50% $10,000 5.50% 5% All Yrs
American National (A) Palladium MYG 0 – 90 $250,000 5.48% $100,000 5.33% 10% All Yrs
Clear Spring (A-) Preserve 0 – 90 $100,000 5.30% $5,000 5.30% INT Only

7yr Rate Guarantee
Nassau (B++) MYAnnuity 0 -85 $10,000 5.55% $10,000 5.55% None
Symetra (A) Select Max 0 – 85 $250,000 5.35% $100,000 5.35% INT Only

10yr Rate Guarantee
Equitrust (B++) Certainty Select 0 – 85 $10,000 5.50% $10,000 5.50% INT ONLY
Lincoln Financial (A) MYGuarantee Plus 0 – 85 $100,000 5.30% $10,000 3.70% 10% All Yrs
*All rates based in OH – Call for additional rates*